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Entertainment & Events Liability

Entertainment & Events Liability

This policy is only available to Australian domiciled persons.

Have you previously spoken to an Action Representative regarding this quote?
Are you completing this proposal as a client or broker on behalf of the client?

Please describe your activities in as much details as possible

Please select those that best describe your activities
Period that cover is required for

Please provide address or location of where you will be predominantly carrying out your business activities

If cover only required for short term period or one-off event, please provide estimated turnover for short-term period/one off event

If cover only required for short term period or one-off event, please provide estimated wages for short-term period/one off event.

Do you require cover for any activities outside of Australia?

Working Abroad Details

Do you use contractors / sub-contractors?
Do you insist on your contractors / sub-contractors carrying their own public liability insurance?

This will be a condition of cover

Will you be signing any contracts that contain hold harmless or indemnity agreements?

Note: a hold harmless or indemnity agreement is whereby one party assumes the liability risks of another party under contract. Your public liability policy is to cover your legal liability and no one else’s, therefore claims arising from these agreements is excluded. Please do not sign these agreements. If you do without first referring them to your insurer, you may not be covered in the event of a claim.

1. GENERAL INFORMATION – PLEASE COMPLETE THIS SECTION FOR ALL OCCUPATIONS

Will you be signing any contracts that contain hold harmless or indemnity agreements?

Maximum file size: 2.1MB

Note – a hold harmless or indemnity agreement is whereby one party assumes the liability risks of another party under contract. Your public liability policy is to cover your legal liability & no one else’s, therefore claims arising from these agreements are excluded. In some circumstances, your policy can be amended to include cover for these agreements providing your Insurer can review them & agree to their content. If you sign these agreements without first referring them to your Insurer, you may not be covered in the event of a claim.

Will you require cover for liability claims arising from loss or damage to other people’s property whilst in your care, custody or control?

Note – the above extension only operates if you are negligent in causing the loss or damage to the property in your care, custody or control. There can be situations where you have hired or borrowed other people’s property, & such property is lost or damaged not as a result of your negligence. However, you may still be responsible for compensating the owner for their loss. In these circumstances, it would be prudent not to rely on the above extension on its own but also insure the hired or borrowed property under a General property insurance policy, which will operate regardless of fault or negligence.

Have you suffered any public liability claims or have caused incidents that could give rise to a public liability claim?
Have you previously been insured for liability?
In the last 10 years, have you ever had any criminal convictions, been bankrupt or refused insurance?

Will your activities include the use of any of the following:

Registered motor vehicles
Watercraft
Aircraft or hovercraft
Are you running Workshops, Dance Classes, Drama Classes or Teaching Other Activities?
Do students participate in hazardous, strenuous or physical activities?
Do your classes or workshops include any Aerial or Trapeze circus activities?
Do all students/participants (or their parents/guardians) sign waivers?

Maximum file size: 2.1MB

Maximum file size: 2.1MB

In addition to the classes or workshops, will you stage any concerts, performances or events?

If yes, please advise number of concerts/performances/events for next 12 month period, including average attendance per event:

Are you a Performer, Musician, Entertainer, Band etc?
Are you booked through an agent or by the venue or event organizer to turn up and perform (including “door-deals”)?
Will you ever hire a venue to put on your own performance (i.e. self-promote)?

If yes, please complete Section “Are You Staging An Event or Concert”

Please provide average attendance per event if insuring more than one event

Are you contracted as an Event Manager / Coordinator?
Will the Event Owner/Promoter/Principal arrange their own Public Liability insurance for the events?
Will you be serving, selling or supplying alcoholic beverages at your event?
Do they carry their own liability insurance for this activity?
Are all staff RSA qualified (or equivalent)?
Is the alcohol being served in a restricted area?
Will the security be responsible for monitoring & overseeing this area?
Do you have a service of alcohol procedure in place?

Maximum file size: 2.1MB

Are you staging an Event (including Multiple Events, Concerts, Festivals, Markets, Cultural Events, Community Events, Fundraisers and including Performers / Bands who self promote etc), an Event Promoter or an Event Principal?
Do you require annual cover for all events staged during annual period?

Please advise if your event will involve any of the following activities?

Live Music / Theatrical / Dance / Artistic Performance
Will any members of the public or audience members participate in any sporting, adventure, or dangerous activities?

Maximum file size: 2.1MB

Swimming activies or water sports
Will camping facilities be available to patrons
Competitive Motor sport activities
Static Vehicle Displays
Food / Market Stalls or Exhibitors?
Will all stall holders / exhibitors carry their own liability insurance?

It is recommended that you insist on all stall holders or exhibitors carry their own Public & Products Liability insurance

Amusement Rides, Devices or Animal Rides?

Please ensure that all amusement / animal ride contractors carry their own public liability insurance

For amusement rides/devices, will owners/operators of same remain in attendance with their ride/device during the duration of your event?
Will you ensure that all owners/operators of Amusement rides/ devices/animal rides have their own Public Liability Insurance in place?
Fireworks or pyrotechnic displays
Use of watercraft in your event
Use of aircraft in your event
Car parking facilities
Are you directly responsible for car parking facilities?
Is your event a Dance Party?

Maximum file size: 2.1MB

Is the event being held indoors or outdoors
Is your event an outdoor Music Festival or Concert?

Maximum file size: 2.1MB

Are there any water courses within the Event site/s such as dams, rivers, canals, water holes etc?
Is there any temporary seating structures being used?

If yes, please ensure that the contractor responsible for supplying and setting up these structures carries their own public liability insurance.

Event Times

From Time
To Time
Do you have a risk management plan or safety procedures for your event/events?

Maximum file size: 2.1MB

Will you have security at your event?

Please ensure that the contracted security company carries their own public liability insurance

Will you be serving, selling or supplying alcoholic beverages at your event?
Do they carry their own liability insurance for this activity?
Are all staff RSA qualified (or equivalent)?
Is the alcohol being served in a restricted area?
Will the security be responsible for monitoring & overseeing this area?
Do you have a service of alcohol procedure in place?

Maximum file size: 2.1MB

Are you carrying out any Film & Video Production activities?
Are you the overall producer of the Production/s?

Will your productions involve the use of:

Will there be large crowds involved in the production(s)?
Fire, Fireworks, Pyrotechnics?
Stunts or explosions?
Dangerous Activities?
Aircraft, watercraft or motor vehicles?
Where will the majority of the filming take place?

Maximum file size: 2.1MB

Disclaimer

Privacy Policy

At Action Entertainment Insurance Pty Ltd Corporate Representative No. 237473 as an authorised representative of Action Insurance Brokers P/L AFS 225047, we are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. This Privacy Policy describes our current policies and practices in relation to the collection, handling, use and disclosure of personal information. It also deals with how you can complain about a breach of the privacy laws and how you can access the personal information we hold and how to have that information corrected.

Please visit https://www.entertainmentinsurance.net.au/privacy-policy to read our full privacy policy.

Your Duty of Disclosure

When entering into a contract of general insurance you need to tell us

Before you enter into a contract of general insurance with us, you have a duty, under the Insurance Contracts Act 1984, to disclose to us every matter that you know, or could reasonably be expected to know, is relevant to our decision whether to accept the risk of the insurance and, if so, on what terms.

When entering into a subsequent or renewing a contract of general insurance

You have the same duty to disclose any matter to us before you renew, extend, vary or reinstate a contract of general insurance, which may affect our decision to insure you.

What you are not required to disclose

Your duty does not require disclosure of any matter:

  1. 1.That diminishes the risk to be undertaken by us;
  2. 2.That is of common knowledge;
  3. 3.That we know or, in the ordinary course of our business, ought to know;
  4. 4.Where compliance with this duty is waived by us.

Non disclosure and its consequences

If you fail to comply with your duty of disclosure at law, and/or have not answered our questions honestly and not told us what you, as a reasonable person in the circumstances would have answered, we may be entitled to reduce our liability under the contract in respect of a claim or may cancel the contract.

Fraudulent non disclosure and its consequences

If your non disclosure is fraudulent, we may also have the option of avoiding the contract from its beginning.

Subrogation

You may prejudice your rights with regard to a claim if, without prior agreement from the Insurer, you make agreement with a third party that will prevent the Insurer from recovering the loss from that, or another party.

Your policy contains provisions that either exclude the Insurer from liability or reduce their liability, if you have entered into any agreements that excludes your rights to recover damages from another party in relation to any loss, damage or destruction which would allow you to sustain a claim under this policy.